Liberty State Financial
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Liberty State Financial
Commercial Lending

One of the components of our operation consists of funding loans with private investors' money. We have a bank account designated specifically for all private capital. The money is used exclusively for funding loans. The investments are held in this account until a viable loan is approved for financing.

What sets Liberty State Credit apart from other lending institutions is the ability to react quickly and decisively. Many of the loans we finance are time-sensitive in nature and/or have extraordinary circumstances. It may be as simple as helping a customer repair their credit in order to meet bank eligibility requirements or something more complex which requires the expertise of our forty years of industry experience.

Liberty State Credit has its own set of requirements for qualifying a loan for our private investors' money. It must meet the following stringent underwriting guidelines:
  » A loan may range from $50,000 to $500,000
  » Loans are only made for a minimum of six months to a maximum of two years
  » All loans must be secured by real property
  » The loan to value may be no more than 70%
  » An exit strategy on all short-term debt must be developed by the customer with the Loan Committee's assistance.

After a complete package is attained, our Loan Committee meets to evaluate the potential loan request and decide which financing option is the best placement. Once the conditions for the particular lender are met, a loan is approved and funded.

 

Contact Liberty State Credit

Liberty State Credit
1111 Marlkress Road, Suite 100
Cherry Hill, NJ 08003
Phone: (856) 424-6003
Fax: (856) 424-0603
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